This is the last talk of ten. Throughout 2017, Jack spoke about the ten paramis, or perfections of a buddha: generosity, morality, renunciation, wisdom, right effort, patience, truthfulness, resolve, equanimity, and loving-kindness. The effort in our own lives to develop these paramis should not be undervalued. They are the powerful causes of all spiritual accomplishment. This talk is about love and loving-kindness. 12/18/17